Home Loan Approval Process

The home loan approval process begins with gathering the required documentation to figure your debt to income ratio's and determine what loan programs you qualify for and which benefit you the most financially. We can get your loan approval within 24-48 hours once you have all of your documentation together. We will submit the figures to DU, Desktop Underwriting, and we will have your answer immediately. Once we have a DU approval, your ready to shop for the home of your choice. Sheryl Arndt or an Associate Real Estate Agent or Broker will then email you properties of the cities of choice and including interior/exterior pics to decide which ones to see in person. When you find the one or the ones your interested in, we then submit an offer or offers on them and negotiate the price. Then accepted offer! Congratulations! Now the 30-45 day loan process begins. Next, your loan funds and you get your keys. Inquire Now by comments, email or phone call, which ever is convenient. NO COST or OBLIGATION to inquire. Let's get started today...

This is a needs list of documentation needed for a typical W2 employee to get Loan Approval...