Home Loan Approval Process

The home loan approval process begins with gathering the required documentation to figure your debt to income ratio's and determine what loan programs you qualify for and which benefit you the most financially. We can get your loan approval within 24-48 hours once you have all of your documentation together. We will submit the figures to DU, Desktop Underwriting, and we will have your answer immediately. Once we have a DU approval, your ready to shop for the home of your choice. Sheryl Arndt or an Associate Real Estate Agent or Broker will then email you properties of the cities of choice and including interior/exterior pics to decide which ones to see in person. When you find the one or the ones your interested in, we then submit an offer or offers on them and negotiate the price. Then accepted offer! Congratulations! Now the 30-45 day loan process begins. Next, your loan funds and you get your keys. Inquire Now by comments, email or phone call, which ever is convenient. NO COST or OBLIGATION to inquire. Let's get started today...

This is a needs list of documentation needed for a typical W2 employee to get Loan Approval...

Real Estate Broker Sheryl Arndt



Sheryl Arndt
Sheryl Arndt Business Card



My significant other, Sheryl Arndt, is a Real Estate Broker servicing Victor Valley and Inland Empire. As a Real Estate Broker, she works with many other Real Estate Agents in many other cities through out Southern California to service showing homes of your choice. You will need to have a loan approval to submit offers on homes of your choice so get your loan approval processing started. We will handle all of your real estate and mortgage needs all at the same time when we meet together. You can go to our website to the contact us page and give some information to get started, such as what city your considering, number of bedrooms, square footage, single or two story, small or large lot, etc. We look forward to hearing from you soon to make you home purchase as smooth as possible.



Frank Shaw
Frank Shaw Business Card

I can handle all of your Mortgage Loan needs working for First Mortgage Corporation. They specialize in First Time Home Buyer and Down Payment Assistance programs. I specialize in the Zero Down USDA Rural and the Half Percent Down CHF Access purchase loan programs so contact me today.
Frank & Sheryl are a Real Estate Broker and Loan Officer Team who can handle all of your Real Estate and Mortgage needs. Together, We are Your Best Choice in Real Estate & Loans.

Frank Shaw also serves many other Realtors, Real Estate Agents and Real Estate Brokers through out California with any mortgage loan needs. Inquire on any loan program as FMC offers to many to list.

First Mortgage Corporation is your First Time Home Buyer and Down Payment Assistance Headquarters!

                                                                                                                          

Dream Home Loan, Zero Down

I work for First Mortgage Corporation and they finally offer the USDA Rural Zero Down purchase home loan. This loan is for all of Adelanto, rural unincorporated areas of other cities such as Apple Valley, Hesperia, Victorville, Lucerne Valley, Pinion Hills, Phelan, Wrightwood and many more. Inquire and we will direct you to a site that shows somewhat of boundries that are included. What area's are not included, we do offer the half percent down payment CHF Access loan throughout California. Yes, that is only $500 down per $100,000 purchase price. Call or email for an easy few minute questionnaire to qualify. YOU HAVE NOTHING to LOSE and EQUITY to GAIN. Don't miss this boat so inquire now.

http://tinyurl.com/24logp3

Credit Repair Advice

We help our clients repair what is reported falsely on their credit reports at no cost. We can get things off of your credit at no cost within 30-45 days. If you have a credit report already, then you can fax or email it to us to review. If you don't have one you can go to get one free credit report once a year per person at http://www.annualcreditreport.com/  and don't buy anything. Only request the free credit report without credit scores. Once you have a credit report showing what accounts are not yours, you can dispute them with a letter directly to the bureaus. We will instruct you on the format. They will correct the report within 30 days at which time we can run your credit to reflect the changes and we will get a credit report from all three bureaus with fico scores if applicable. We have FHA loans for clients with NO FICO Scores with alternative credit and also loans for Fico's as low as 500. Good luck and call or email us for any questions or help.

                       http://www.frankandsheryl.com/                               http://tinyurl.com/24logp3



Home Loans under 640 FICO

I am serving California Realtors, Real Estate Agents, Brokers and CA residents with unique loan program products. I am offering a Zero Downpayment USDA Rural purchase loan as well as a 1/2 % Downpayment CHF Access purchase loan for CA residents only. I have loan programs from NO FICO score to as low as 500 FICO so inquire for information. We do 2 yr BK, 3 yr Foreclosure, NO SCORE with alternative credit, as low as 500 fico scores and up. WE are the HOME OF UNDER 640 FICO SCORE LOANS! We offer credit repair advice to our clients at no cost. We can run credit and get a DU approval within 24-48 hrs with documentaion. Call or email anytime for a free prequalification that takes only a few minutes.

http://tinyurl.com/2ea3g3f